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Tuesday May 18, 2021

Editorial Cartoon by Graeme MacKay, The Hamilton Spectator – Tuesday May 18, 2021

Reopening Ontario outdoor recreational sites should focus on equity, access: advocates

Ontario golfers have been pushing the province to reopen courses ordered closed while the province is under stay-at-home orders, but some observers say access to outdoor recreational facilities serving a wider population should be just as high on the agenda.

January 8, 2021

Doctors and recreational facility administrators say Canadians need access to affordable, inclusive and local ways to get outside and exercise, so long as health care professionals deem it safe.

“Many of the people I care for live in dense apartment buildings, have small indoor spaces and don’t have the luxury of a backyard,” said Dr. Naheed Dosani, a palliative care physician and health justice activist in Toronto.

“We need to really be thinking about how to keep these people physically and mentally healthy.”

Dr. Dosani and others hope the province will make any reopening of recreational opportunities equitable. As well as golf courses, basketball nets, skate parks and tennis courts have remained out of bounds for months.

April 8, 2021

Golfers and club operators argue the sport is safe since it’s possible to golf while masked and physically distanced, other provinces are currently allowing the sport and people aren’t travelling to play.

“They are looking to play their local golf course in their home community for the physical and mental health break that the sport provides,” Mike Kelly, the executive director of the Golf Association of Ontario, said in May.

Several doctors have even given golf and many other outdoor forms of exercise the green light because the risk of transmitting COVID-19 is low outside.

However, Ontario Premier Doug Ford has been unwilling to budge because the province has routinely reported more than 2,000 new, daily COVID-19 and many intensive care units are still overwhelmed.

April 6, 2021

“I talk to my buddies. I know what happens,” Ford said Thursday.

“They pick up another buddy, two or three. They go out, they go golfing…then after golfing, they go back, they have a few pops. That’s the problem.”

Ford said he hopes to reopen outdoor recreational facilities by June 2, but the golf industry is not relenting and some have even reopened in defiance.

Yet many say reopening plans can’t just focus on a sport that comes with pricey fees, often requires a membership and doesn’t always attract youth.

“Given what we’ve learned about this pandemic and how it has had a disproportionate impact on people experiencing poverty and racialized communities, it’s quite disappointing that there’s been such advocacy around a sport like golf,” said Dr. Dosani.

“It probably speaks to who has the loudest voice at times like this, and who has the resources to advocate.” (CTV)

Letters to the editor, The Hamilton Spectator, Saturday May 22, 2021 

MacKay cartoon unfair to golfers

I found the Graeme MacKay editorial cartoon (May 18) harsh and unjustified and not up to his usual standard. The hundreds of thousands of golfers in Ontario consist of people of all ethnicities, ages and gender. They consist of doctors, nurses, front-line workers, policemen, firemen, bus drivers, truck drivers, retirees, workers at The Hamilton Spectator, etc. They are husbands, wives, grandparents, aunts and uncles. As with any large random group of people in Ontario they have suffered during the pandemic the loss of loved ones, had surgeries delayed, lost employment, lost businesses, helped their children with schooling, given to charities and hospitals and adhered to the health protocols as a group no different to others.

His illustration of a “typical” golfer is demeaning and reminds me of the comment made by Doug Ford PhD (pontificating harmful despot) this past week about golfers and their penchant for alcohol. Graeme, be careful of the company you keep.

Ed Jenner, Burlington

MacKay cartoon says it all

MacKay’s cartoon of indignant golfers was hilarious and right on point. Golfers complaining they can’t golf is the biggest first-world problem imaginable. If it’s the worst thing they have to worry about, they should consider themselves lucky.

Rosemary Gossich, Hamilton

“Having published this cartoon that seems perfectly clear, his paper received (the above) feedback from an aggrieved reader. Granted, there’s something confirming about drawing a cartoon about whiners and having someone whine about it, but the task remains to try to make your points clear while accepting that they will whooosh over some heads anyway.”

Saturday March 6, 2021

Editorial Cartoon by Graeme MacKay, The Hamilton Spectator – Saturday March 6, 2021

Payday lender lines of credit and instalment loans at 47% create debt traps, critics say

Patricia Edwards of Toronto wanted to help her two adult daughters when they fell behind on bill payments at the rented townhouse they share.  

October 18, 2006

She has few assets and a poor credit history, but she was employed at the time, so she went to a payday lender — not for a payday loan, but for an ongoing line of credit. 

“I was like, OK, let’s see if I qualify for the loan because I’m working.”

Edwards, 53, was able to borrow $1,500 early in 2019 from Cash Money. But then she lost her job, and in 2020 came the pandemic. She’s had to refinance the loan twice, and went to another lender, Money Mart, for an instalment loan that could be repaid over two years.

Now she’s close to $5,000 in debt, all in, paying nearly 47 per cent interest on both loans.

December 6, 2014

Her predicament, and that of many other Canadians like her, has a chorus of voices calling for industry reform. Activist groups, elected officials and even some smaller lending companies say financially vulnerable people are too often lured by payday lenders’ low bi-monthly payments on longer-term loans without realizing how the costs will add up.

“I’d love to get a bank loan,” said Edwards. “But I don’t have a car, I don’t have a home, I don’t have any assets. I don’t qualify.”

Payday lenders argue that’s exactly why their services are essential. They provide money to people in need who otherwise would be unable to borrow. 

December 11, 2015

In a statement to CBC News, the Canadian Consumer Finance Association, which represents close to 1,000 high-interest lenders across the country, said unsecured loans are expensive to provide, and that its members’ interest rates are government-approved. 

Acorn Canada, a national organization that advocates for low-income people, has taken aim at large payday lenders, organizing protests across the country and calling on the federal government to take action.

Donna Borden, vice-chair of Acorn’s East York chapter in Toronto, said the pandemic has forced more Canadians to turn to high-interest lenders.  

September 11, 2015

“A lot of people are using or taking these loans to buy food, to pay their rent,” she said. “And especially now with COVID, it’s even worse.” 

Instalment loans, where regular repayments are scheduled over a number of years, were the fastest growing segment of lending among payday companies, according to the results of a limited online survey conducted by Acorn in February. It found that the number of survey respondents who reported taking instalment loans had jumped from 11 per cent in 2016 to 45 per cent in 2020. 

Independent Sen. Pierrette Ringuette of New Brunswick has sponsored two bills to have the Criminal Code amended to lower the maximum interest rate that lenders can legally charge from 60 to 20 per cent plus the overnight bank rate. Neither bill moved forward due to prorogations and election calls, but Ringuette said she intends to sponsor another one.   

“Canada is like a gold mine to these institutions because of the current state of legislation we have in place,” she said. (CBC) 

 

Wednesday February 20, 2019

Editorial Cartoon by Graeme MacKay, The Hamilton Spectator – Wednesday February 20, 2019

Gerald Butts and Justin Trudeau ‘would finish each others’ sentences’

The two men, who met at McGill, forged their bonds in debate club. In an interview with McGill News, Trudeau said the experience helped convince him he wasn’t cut out for a career as a lawyer or a debater.  

January 21, 2016

Nonetheless, in 2013, like a throwback to his college days, he was smack back in a debate while running the campaign that would land him in the PMO, and Butts was advising during each commercial break.

“Butts … practically pinned his friend against the wall,” according to a 2015 Maclean’s profile. “He slung a jacketed arm over Trudeau’s shoulder and spoke in hushed tones, inches from his face. It wasn’t so much aggressive as intensely friendly — a boxer with his longtime coach — with Trudeau occasionally nodding at Butts’s words.”

January 12, 2007

That helped reinforce a stereotype that Butts served as the brain of the operations while Trudeau provided the charming smile and personality to woo voters.

Their life stories, are of course vastly different: Butts, 47, born to a coal miner and nurse in Cape Breton, graduated from McGill, and after earning a master’s degree even briefly pursued a PhD in literature at York University in Toronto.

Before finishing his degree, he entered politics, rose through the ranks of former Ontario Premier Dalton McGinty’s office and later became chief executive of World Wildlife Foundation-Canada.

90s sensation: Beavis & Butts

Trudeau, meanwhile, the son of a former prime minister, pursued a career as a teacher after McGill until decades later, Butts helped convince him to run for office.

“I often did get the sense that they often would finish each others’ sentences,” said Jonathan Kay, who helped Trudeau with his autobiography and was a columnist for the National Post.

Kay said their personalities helped balance each other out, and the stereotype of Butts as the brains behind the operation is a mistake.

“They were very much equals,” he said, adding, “when they’re together they balance each other out.” (Continued: Financial Post)